AutoBidMaster offers two types of Vehicle Protection: Total Loss Coverage and Full Coverage.
| Total Loss Coverage | Full Coverage | |
| Cost | 1.5% of vehicle value (min. $75) | Essential: 5% (min. $250) Complete: 7% (min. $350) |
| Pays out on claims above | $0 | Essential: $400 Complete: $100 |
If you decline both: you're responsible for the full cost of any damage or loss during shipping — there's no fallback claims process without coverage.
Total Loss Coverage:
Covers the fair market value of your vehicle if it's declared a total loss (fire, collision, overturning, or similar) during shipping or towing. No deductible — full reimbursement up to your final auction bid.
Cost: 1.5% of vehicle value, or $75, whichever is greater.
Full Coverage:
- Covers repair or replacement of damaged parts. Two tiers, based on how much everyday coverage you want:
Essential (5%, min. $250) — pays out on claims over $400 - Complete (7%, min. $350) — pays out on claims over $100, so it also meaningfully covers smaller repairs
Example: $600 in assessed damage pays $200 under Essential, or $500 under Complete.
Reimbursement reflects used/aftermarket part value, not new-part, labor, or installation cost, and cannot exceed your final auction bid.
Conditions:
- Coverage can't be added or changed after payment is complete.
- Reimbursement is AutoBidMaster account credit, not cash, and cannot exceed your final auction bid.
Filing a Claim
- Report damage within 1 week of delivery, by email, with photos and your lot number.
- Claims are assessed within 5 days.
- Approved reimbursement is issued as account credit.
Not covered
Light transit scratches, undercarriage damage from prior incidents or forklift handling, glass/windshield damage, weather or moisture damage, spills or strap marks, and parts already damaged, loose, or missing at receiving.